Dog health insurance: protect your best friend and save money

When it comes to caring for our furry friends, we want to make sure they receive the best medical care possible. But did you know that you can protect your pet and save money in the future by taking out dog health insurance? In this article, we introduce you to the advantages of taking out health insurance, the best dog health insurance and how to choose the right one for your pet. We also give you 6 reasons to insure your poodle dog this year!

Advantages of taking out medical insurance for dogs

There are many advantages that will make you decide to take out health insurance for your dog, let's take a look at two of the main ones:

Quality medical care without financial worries

One of the main benefits of taking out dog health insurance is that it allows you to access the best medical care for your pet without worrying about the costs. In case of illness or accident, the insurance will cover a large part of the veterinary expenses, allowing you to focus on your dog's health and not on the costs.

Saving money in the future

Although taking out health insurance for dogs involves a monthly expense, in the long run it can help you save money. By having a policy, you can avoid unexpected and high expenses in case of emergencies or chronic illnesses. In addition, some insurance policies also cover preventive treatments, which can help keep your dog healthy and reduce future medical costs.

6 reasons to insure your poodle dog in 2023

1. Coverage of medical expenses: One of the main reasons to insure your poodle is that health insurance will cover a large part of the medical expenses in case of illness or accident, allowing you to give your pet the care it needs without worrying about the costs.
   
2. Preventive care: Some dog health insurance policies include coverage for preventive treatments, such as vaccinations and deworming. This will allow you to keep your poodle healthy and protected from various diseases.
   
3. Specialized treatments: Poodles, like other breeds, can be prone to certain health conditions, such as skin problems, hip dysplasia and vision problems. Dog health insurance can cover specialized treatments and medical examinations for these problems, ensuring that your poodle receives proper care.
   
4. Support in emergency situations: In case of a medical emergency, a dog health insurance will provide you with financial support so that your poodle receives immediate and quality care, without you having to face unexpected expenses.
   
5. Financial peace of mind: Insuring your poodle means having the peace of mind of knowing that, in case of illness or accident, you will be able to face the medical expenses without unbalancing your economy. By having health insurance for dogs, you will be able to enjoy your pet's company without financial worries.
   
6. Longevity and quality of life: By insuring your poodle, you have the opportunity to give him or her a longer, healthier life. Timely, quality medical care is essential to prevent and treat disease, which translates into a better quality of life for your pet and more years together.

The best health insurance for dogs: how to choose the most suitable one

1. Compare coverage and prices

To find the best health insurance for your dog, it is essential to compare coverage and prices from different companies. Look for policies that offer comprehensive coverage, including medical treatments, hospitalization, surgeries, medications and emergency care. Also, make sure the cost of the policy fits your budget.

Verify exclusions and restrictions

When choosing dog health insurance, it is also important to review the policy exclusions and restrictions. Some insurance may not cover pre-existing conditions, dental treatments or certain breeds of dogs. Be sure to read the terms and conditions carefully so you know what is covered and what is not.

Frequently asked questions about dog health insurance

Best dog health insurance in Spain

In Spain, there are several dog insurance options, and some of the best pet insurers in Spain in 2023 include:

Terranea

Terránea offers veterinary assistance and pet liability insurance.

NorteHispana

NorteHispana provides comprehensive pet insurance, as well as legal defense for damages to third parties.

Barkibu

Barkibu is a new company that offers dog health insurance 100% digital, with a coverage capital of up to 3000 euros.

Caser

Caser offers insurance for dogs of all ages, health conditions and breeds.

Petplan

Petplan specializes in pet health insurance and covers all diseases, including congenital or hereditary pathologies.

Plus Ultra

Plus Ultra adds additional coverages such as pet care and death.

Agrupació Cofidis Mascotsegur

Cofidis Mascotsegur de Agrupació offers two types of coverage and travel insurance for pets.

Safe Pet: AON

Mascota Segura: AON stands out for its worldwide liability coverage and its five types of coverage.

Comparative table of the above mentioned dog insurance companies:

Insurance	Veterinary coverage	Liability insurance	Other outstanding benefits
Terranea	Yes	Yes, including PPP	They work with more than 8 companies. Price simulation for different dog breeds.
NorteHispana	Yes	Yes	Booklet to locate nearby veterinary clinics. Travel coverage. Kennel network.
Barkibu	Yes	Yes	Capital coverage up to 3000 euros. 80% reimbursement of veterinary costs. No change of veterinarian required. App for management and consultations.
Caser	Yes	Yes, including PPP	No age, health or breed exclusions. Discounts for additional pets. Veterinary staff with more than 320 centers throughout Spain.
Petplan	Yes	Not specified	Free choice of veterinarian. 100% reimbursement of the payment of the invoice up to an annual limit of 2,500 euros. Compensation of the ecological footprint of the insured pet.
Plus Ultra	Yes	Yes	Coverage in case of death. Discounted veterinarian's fee with discounts on diagnostic tests.
Agrupació Cofidis Mascotsegur	Yes	Yes, including PPP	Coverage modalities "Clinimascota" and "Completmascota". Pet travel insurance. Mascocard Advantages and Discounts Club.
Mapfre	Yes	Yes, including PPP	Collaborating veterinary staff and option of reimbursement of expenses in centers of choice. Different annual limits depending on the type of policy.
Safe Pet: AON	Yes	Yes	Liability coverage worldwide (except USA, Canada and Mexico). Reimbursement of 80% in any veterinary center, 100% in clinics with an agreement. 5 types of coverage.

Do you know of any other dog insurance that you can recommend in Spain?

Let us know in the comments if you have any insurance to recommend to our readers. How has your experience been and if you recommend them or on the contrary, you do not do it because you had a bad experience or service.

We welcome all the contributions you can give us. The idea is to inform our readers with reliable information and nothing better than your experiences to do so. We listen to you!

Intelligent investment

Dog health insurance is a smart investment to protect your best friend from potential illnesses, accidents and unforeseen situations. In addition to providing peace of mind and security, it can also save you money in the long run.

Be sure to choose a reliable insurance company and compare different options to find the best coverage for your pet's needs. With dog health insurance, you can be sure that your furry companion will receive the medical care he or she needs without having to worry about the associated costs.

Conclusion

Hiring dog health insurance is an excellent way to guarantee the best medical care for your pet and save money in the future. By comparing the coverages, prices and restrictions of different policies, you will be able to find the insurance that best suits your dog's needs and your financial situation.

Don't forget to research the frequently asked questions and consider the advantages of taking out dog health insurance to make the best decision for your pet.

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